Marketing/Servicing Department


Insurance/ MPF Intermediary


Job Description

An insurance intermediary can either be an insurance agent or an insurance broker. An insurance agent is the agent of an insurance company who sells insurance products on behalf of that company. An insurance broker, on the contrary, represents a policyholder or a prospective policyholder and acts on behalf of the policyholder or prospective policyholder in fulfilling his insurance needs. A person shall not act both as an insurance agent and an insurance broker at the same time. The duties of insurance intermediaries include:



Qualities and Qualifications


Career Path

Insurance Agent


In general, an insurance agent can select either career path according to his own wish and aptitude. The career goal of Path A is to build up a sales team of his own; to recruit and train up new entrants as well as to participate in management work. Path B is more suitable for insurance agents who like to engage in direct sales and do not wish to spend time on supervising subordinates.


Promotion opportunities of both career paths are based on one’s performance, service quality and management performance, but not years of service. Remuneration depends primarily on one’s performance.


Mandatory Provident Fund Intermediary



Training Paths


Insurance Agent

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